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A top 10 Florida real estate firm with more than 700 residential sales specialists.
Credit Repair
Your credit score is the biggest determining factor lenders look at when assessing your risk for any type of loan. This 3-digit number affects the outcome of you getting an auto or home loan; not to mention if you want to refinance your mortgage, manage your debt, and save for the long run. And if you are able to qualify for a loan, your credit score affects the rate you will be offered. Because of this, having a healthy credit score can save you thousand over the years.
If you have a low credit score then credit repair might help.
The Truth About Credit Repair
No credit repair company can legally guarantee that they can improve your score. Those that do may be scamming the public. There are however legal rights you have that can help.
Removing Credit Report Errors
- Effective credit repair involves more than spotting unfamiliar account information and disputing it. Many reporting errors are compliance violations that you will not find so easily. Compliance violations will look familiar, but should not be on your report as a matter of law. These errors are often overlooked and yet can have a dramatic impact on your credit scores.
Optimizing your FICO score
- Lenders base underwriting decisions on the content of your credit report along with the value of your FICO scores. Removing errors can improve your scores, but in most cases will produce only half the potential result. Optimizing your scores involves a thoughtful reshaping of the content of your credit report; the number of tradelines, current account balances, and the mix of credit types can have a dramatic impact, yet without proper attention this potential remains untapped. This is were my experience comes in.
How to begin:
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Send me a request. You will receive an email with easy instructions on getting a free copy of your credit report along with my repair agreement.
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Upon receipt of your report, I will conduct a free review, go over the issues that are harming your credit, and show you opportunities to improve your credit scores.
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Only then can we decide if it makes sense to hire me to challenge your erroneous items with the credit bureaus. They will send responses directly to you so you can see the results as they occur.
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If the items challenged are not corrected I will continue to send customized re-disputes for the next 12 months increasing our chances for success!
Why Choose Me?
- You have my 14 years of experience in the mortgage industry on your side
- $399 covers all expenses for up to 1 year of unlimited disputes
- Licensed and insured
- Ask about my family discounts!
